Medical Identity Theft: This is from ID theft is the fastest growing, with more than 1.4 million victims. However, only 15% of insured adults said they were familiar with the medical ID theft, according to a survey commissioned by Nationwide Insurance
Medical ID thieves or use the victim’s personal information to get their name or the victim’s current policy of insurance to get treatment or prescription. If a thief uses your identity to get care, you can get paid you do not receive treatment. If the thief legitimate demands maxes out your insurance benefits have been denied. Or you can even deny coverage – or lose your coverage – if a medical condition of ID theft on your record appears
In fact, the theft of nearly half of the victims of medical identity fraud have been lost according to the joint opposition insurance fraud and one-third see their premiums rise. And the victim pay about $ 20,000, an average of four to six months to resolve their case, according to the National.
With any identity theft, there are now 100% of the way to protect themselves. However, there are
Steps you can take to minimize the risk of the country and the Federal Trade Commission offers the following recommendations:
-Carry only when you go out, identify what you need (for example, leave your Social Security card at home).
-Do not give medical information, unless you came into contact with on the phone, or by mail, because medical ID theft may be composed of employees of insurance companies, doctors offices, clinics, pharmacies, and even government agencies, so that you disclose their personal information.
-Ask your health insurance company to remove your social security number from your health insurance card and issue you another card with a new number.
-Shred your receipts, insurance forms, and doctors across the shredder in a statement. Or save records in a locked safe.
-Any monitoring by your health insurance company, look for “explanation of benefits” sent reports of any differences. If so, youReceived does not match the health claim, contact your insurance company.
-Ask regularly see your medical records from every health care providers, and verify that they are correct.
– Check your credit report to collect medical attention does not recognize
If you become a victim, take the following steps:
– Local file the police report and send a copy of the report of your insurance company’s fraud department.
With your suppliers and identify you by writing to appeal and ask the insurance company that the error is corrected for each item on your record
-Dispute errors (they were asked to amend inaccurate information). You may have to provide, send all correspondence by certified mail and ask for a copy of any document receipt.
– File with the US Federal Trade Commission complaint, in https://www.ftccomplaintassistant.gov or call 1-877-438-4338.
– File fraud alerts, credit bureaus, and consider starting a credit freeze. See head off ID theft learning Who’s get our top save money by downloading new iPad app or purchase PDF version tricks 100.